AFLAC provides supplemental insurance benefits to enhance employee benefit packages at no cost to companies. Cash benefits are provided directly to the insured to help them with out of pocket expenses associated with accident or sickness. The money received can help with co-pays, deductibles, lost wages and other non-medical expenses. AFLAC's plans are affordable, will not change the benefit package you currently have and can lower your taxes since most of policies are deducted before taxes. Susan Knight has worked with AFLAC since 1999 and is a member of the elite President's Club.